1. Eligibility
+ Lay-buy is available to customers who provide valid identification and contact details.
-buy is available to customers who provide valid identification and contact details.
2. Deposit & Payment Terms
+ A minimum deposit of 10% of the total price is required to secure a device.
+ The remaining balance must be paid in equal monthly instalments over a maximum period of 3 months.
+ Payments can be made via cash, EFT, or bank deposit.
+ Add R10 for bank deposits.
3. Device Reservation & Pricing
+ The agreed price at the time of lay-buy initiation is fixed and will not be affected by future promotions or price changes.
+ The device is reserved once the deposit is received.
4. Delivery
+ The device will only be released once the full payment has been received.
5. Non-Payment & Cancellation
+ If a customer fails to make payments for two consecutive months, the lay-buy agreement will be cancelled.
+ In the case of cancellation
 A 7% cancellation fee will be deducted (excluding the 10% deposit).
 The remaining amount (excluding the cancellation fee) will be refunded.
+ No refunds will be given for lay-buys cancelled after 60 days.
6. Exchange & Refund Policy
+ Lay-buy payments are non-refundable once completed.
+ Exchanges are only allowed for devices of equal or higher value (with an additional payment).
7. Early Settlement
+ Customers may pay off their balance before the agreed term to collect their device sooner.
8. Agreement Acceptance
+ By making a lay-buy deposit, the customer agrees to all the terms & conditions outlined above.